CIBC Aventura Visa Card for Business

Annual Fee $120 Additional Cards Fee $50 Annual interest rate 19.99% Cash Advances 21.99% General Points Reward 1pts. Gas Points Reward 1.5pts. Hotel Points Reward 1.5pts. Flights Points Reward 1.5pts.	Travel Medical Insurance yes Travel Accident Insurance yes Vehicle Rental Insurance yes

• Those who want to travel sooner by combining Aventura Points from your business and personal credit card accounts
• Those who need the freedom to travel on points on any airline with no black-out periods
• Those who want to earn travel rewards on your business purchases
• Those who want comprehensive insurance coverage including flight, auto rental, and purchase security and extended warranty insurance
• Those who would like to enjoy perks such as Avis® and Budget® car rental discounts
• Those who want to have additional authorized users on the card for key members of your company
• Those who have owned a small business for 12 months or more and have annual revenues up to $5 million
• Those who want a credit limit of at least $5,000
• Those who want to double their Aventura Points for trips purchased through the CIBC Aventura Rewards Centre

If you are a small business owner and you would like to collect points and benefit from travel rewards, this card could be a great option for you. With this card you will earn Aventura Points that you can apply towards your next flight. You get 20,000 Aventura Points Welcome Bonus after first purchase and can fly for as low as 10,000 Aventura Points. You will be able to collect points in the following way:

• 1 Aventura Point for every $1 dollar spent using your card
• 1.5 Aventura Points for every $1 you spend on gas and travel purchases such as airlines, hotels, car rentals and travel agencies
• Double Aventura Points when you purchase your trip through the CIBC Aventura Rewards Centre

You can limit spending for the authorized users on the card and can get up to 9 additional credit cards. This way you can have better control over your employees' spending.

This card also gives you the opportunity to benefit from a lower rate should you carry a balance on your credit card. For an additional $60 annual fee ($180 total annual fee), receive an interest rate as low as 12.99% for purchases and 14.50% for cash.